Financial Warning

The figures and details shown are obtained from sources believed to be reliable. However the accuracy and completeness of any information cannot be guaranteed and no warranty or representation is given and users must check all rates, conditions and details before finalising any arrangement. No liability can be accepted for any direct or consequential loss arising from the use of, or reliance upon, this information. The information is directed at persons in the United Kingdom and is not to be regarded as an offer to buy or sell, or a solicitation for any product or service shown on the site. The content is designed to provide you with information to help make an informed decision and does not constitute an incitement, invitation, advice or personal recommendation. Users who are not financial professionals should seek expert advice.

By accessing any part of this site, you will be deemed to have accepted these terms in full.

Disclaimer of third party Websites

Hypertext links to other third parties’ Websites exist that, if activated, result in you leaving this site and entering a third party site. Advodka does not control these sites and makes no representation as to the accuracy, completeness, timeliness or suitability of any information or products displayed. Advodka also does not assume any responsibility or liability for these sites. Such links are provided for information and convenience only and do not amount to a promotion or endorsement of any product, company or service described. Similarly, the presence of any advertisement on this Website is not an endorsement or recommendation of the products or services highlighted.

Parts of this website hold advertising / sponsorship. The advertiser / sponsor is responsible for ensuring that material complies with any legal and regulatory requirements. Advodka is not responsible for any such material or any errors / inaccuracy it may contain.

Online Competitions & Exclusions of liability for third party providers' products and services.

The rules set out below ("Competition Rules") apply to each competition Advodka runs on this site ("Competition"). By participating in each Competition the user as an entrant agrees to be bound by the Competition Rules (and any other rules which Advodka tell you apply to the Competition) and by the decisions of Advodka, which are final in all matters relating to the Competition. No correspondence will be entered into and Advodka reserves the right to disqualify any entrant and/or winner in its absolute discretion. No purchase is necessary to enter a Competition and you hereby acknowledge that any competition entered into run by Advodka is not a solicitation of any product or financial service. You can apply for and buy a number of products and services via the Advodka Website. Please be aware that the majority of products and services that appear on the Website are not provided by us and are provided by third parties over whom we do not have control. You should satisfy yourself that you wish to purchase those products or services before contracting with the third parties. We accept no liability for any products or services or information provided by third party providers. The third party providers will be supplying products and services on their own standard terms and conditions and you should check that you agree to those terms and conditions before making an application. This does not affect your Statutory Rights as a consumer. Arrangements for the fulfilment of prizes may be made by a third party sponsor. Advodka reserves the right in its sole discretion to substitute any and all prizes with prizes of comparable value. All entries must be received by the deadline for that Competition and late or incomplete entries will be disqualified. Proof of posting shall not be deemed proof of delivery. By you entering a Competition, if you are a winner, you grant Advodka permission to use your name and likeness for advertising and future promotional purposes. By you entering a Competition you: (a) grant to Advodka the right free of charge to feature your competition entry in its medias throughout the world; (b) irrevocably and unconditionally waive on your behalf the benefit of any provision of law known as moral rights or any similar law in any country, save that Advodka shall take all reasonable steps to ensure that you are credited as the author of the entry; (c) warrant to Advodka that such creative material is wholly original to you (in the sense of not being copied), does not libel, defame, cause injury to, or invade the privacy of or otherwise infringe or violate the rights of any third party (e) consent to Advodka passing your name and address to any third party to deliver the prize or prizes to you. Winner(s) will be notified by e-mail as soon as possible after the Competition draw/decision. For the names of the winner(s), please send an e-mail to competitions@Advodka.com specifying the Competition. If you are a winner, you may have to complete additional legal documents and return them to Advodka within three working days of receipt from Advodka. Non-compliance or notification returned as undeliverable as addressed will result in your disqualification as a winner and an alternative winner will be selected. The receipt, by you if you are a winner, of any prize is conditional upon compliance of any and all laws, rules and regulations including, without limitation, the Competition Rules and any further rules relating to such Competition as Advodka may impose. Winners are solely responsible for all insurance, applicable taxes and for any expenses not specified in the prize description including those associated incidental expenses associated with claiming the prize. Advodka reserves the right to implement age requirements or other eligibility criteria where necessary. Competitions are not open to the employees of Advodka or those of affiliated companies and subsidiaries, nor to any sponsors, nor to the immediate families of such employees or sponsors. Winner(s) of the Competitions agree that neither Advodka nor its employees or any sponsors shall have any liability in connection with the acceptance or use of any of the prizes awarded herein. No responsibility can be accepted for entries lost of delayed in transmission or for damage or loss resulting from misdirected or incomplete entries arising from transmission and/or computer malfunctions, viruses, bugs or other similar causes.

Copyright

All information, text, images and layout are the exclusive property of Advodka and you are only permitted to print, copy, download or temporarily store extracts from this Website with prior permission of Advodka. All intellectual and other property shall continue to be held by Advodka and no rights of any kind in it shall pass to you.

Any attempt to damage this Website or act in contravention of these terms and conditions may give rise to legal redress and Advodka reserve the right to seek damages from any such perpetrator.

Advodka reserves the right to alter or amend these Terms and Conditions at any time and users are responsible for ensuring they are aware of such alterations and amendments.

Privacy Policy

This Privacy Policy explains the steps we take to ensure information about you is kept secure and confidential.

("we" or "us") refers to Advodka ltd

You must not use our website or our Services if you do not accept this Privacy Policy.

Information provided by you

Any information provided by you in relation to a particular product or service is held by us for a maximum 6 months when it is then deleted in a secure fashion. Data provided by you is not sold on by Advodka ltd. We take your personal privacy seriously.

Passing on information about you

Please be aware that once you use our website or our Services, you will be regarded as having given your consent to us disclosing your personal information where provided to third party providers whose products or services you have expressed an interest in obtaining the details of or a quotation about.

Third party providers and data privacy

If you decide to enter into a contract with a third party provider through a channel on our website, the information you have provided to us together with any further information requested by, and supplied by you to, the third party provider will be held by the provider for the purposes set out in that provider's privacy policy. Therefore, you are strongly advised to read your chosen provider's privacy policy and satisfy yourself as to the purposes for which the provider will use your personal information before entering into the contract. We have no responsibility for the uses to which a provider puts your personal information once you have contracted with that provider.

Advertisements

A third-party advertiser may place or recognize a unique "cookie" on your browser. This cookie does not collect personal data about you nor is it linked to any personal data about you. This unique “cookie” is provided by the third party advertiser. Advodka ltd exercises no control or warranties over this aspect of your privacy.

Cookies

A cookie is a very small text file placed on your computer by a web browser, which has been sent by a web server. It is essentially an "identification card" relating to you. The main purpose of cookies is to identify you when you visit a website. Each time your browser requests a web page from a server, the browser sends the information in the text file back to the server and lets the server know that you have returned to that web page.

If you do not accept incoming cookies then the performance of our website on your system will not be to full standard or our website may not serve at all.

Your Rights

You have certain rights under the Data Protection Act 1998. For example, we will always let you have a copy of all personal information we have about you should you request it. We will charge you a fee of £10 for a copy of your information. This data will be provided to you within 40 days of receipt of payment. Sufficient proof of your identity will be required to validate any such request.